body {
	margin: 0px;
	padding: 0px;
	background-color: #FBDF93;
}
.bg01 {
	background-image: url(images/bg01.gif);
	background-repeat: repeat-x;
}
.bg02 {
	background-image: url(images/bg02.gif);
	background-repeat: repeat-x;
}
.bg03 {
	background-image: url(images/bg03.gif);
	background-repeat: repeat-x;
}
.bg04 {
	background-image: url(images/bg-text.jpg);
	background-repeat: no-repeat;
	background-position: center top;
}
h1 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 14px;
	font-weight: bold;
	color: #000000;
	margin: 0px;
	padding: 0px;
}
p {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	font-weight: normal;
	color: #000000;
	margin: 0px;
	padding: 0px;
	text-align: justify;
}
.menu-bg03 {
	background-image: url(images/menu-bg03.gif);
	background-repeat: repeat-x;
	background-position: center top;
}
.footer {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; color: #000000}
.footer2 {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 10px; color: #FFFFFF}
.box {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 10px; font-weight: bold; color: #FFFFFF}
.ratecs {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px}
.txt_rate_bold_white {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	font-weight: bold;
	color: #FFFFFF;
}
.txt_rate_black {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #000000;
}